Talking about the weather is usually a last resort after a conversation has started to die, however, this summer, the subject is a justifiable hot topic, after torrential rain ruined our holiday season.

And now it has been revealed that hundreds of thousands of homeowners affected by the dismal weather will be hit by higher household insurance premiums.

This weekend’s flooding is estimated to take the cost of claims past the £2.5billion this month. Forget your hosepipe bans and waste as much water as you like.

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