Pay Your Credit Card In Full And Get Shopping Deal & Cash

In our min-series of credit card tips, we have overlooked one sphere of society – the users who pay off their bill in full every month.

Such people are a too-rare breed. Recognisable by their ironed jeans and neatly parted hair, these belts and braces merchants are a race apart. But let us not be too hard on them (it is just jealousy, after all), because not only are they paying no interest on purchases made but they’re getting perks for doing it.

Interests rate charges are clearly irrelevant for such people, so the additional benefits become more important.

Cashback cards are one route to go. One bonus is that they are easy to comprehend. Alliance & Leicester offers a Moneyback Visa, paying 0.5 per cent on spending of up to a top limit of £20,000.

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